About Us

What is APIX?

In July 2018, the Hong Kong Monetary Authority (HKMA) announced its seven initiatives for Smart Banking with Open API Framework identified as one of the key components. JETCO has taken the initiative by launching APIX in January 2019 – the first-ever open API exchange platform which connects numerous Third-party Service Providers (TSPs) to API providers – offering more than 270 API products that we have gathered across multiple industries.

Our core mission is to provide reliable connectivity for businesses across diverse industries with convenient and seamless solutions. We believe in creating value for customers by adopting industry best practices in our barrier-free API ecosystem. The superior security features we deliver mean customers can enjoy peace of mind and focus on developing product excellence.

JETCO APIX enables banks to connect with third-party service providers and exchange product and service information easily via API integrations, which will significantly reduce the time required for them to build up a business relationship. This will greatly facilitate the growth of Hong Kong’s API economy.

Chief Executive Officer, JETCO


Joint Electronic Teller Services Limited (JETCO) was established in 1982 by five banks:

  • Bank of China (Hong Kong) Limited
  • The Bank of East Asia Limited
  • Chekiang First Bank Limited (currently OCBC Wing Hang Bank Limited)
  • Shanghai Commercial Bank Limited
  • Wing Lung Bank Limited (currently CMB Wing Lung Bank Limited)

Today, JETCO has 30 member banks in Hong Kong and Macau and supports a range of banking services to these member banks covering both regions.

JETCO currently operates more than 3,000 ATMs in Hong Kong, Macau and over 20 cities across Mainland China. In addition to ATM switching service, JETCO also provides other value-added services, including payment gateway services for e-Commerce and mobile payment solutions, to help member banks provide innovative and high-quality services to their customers.

Our FinTech Transformation

[cool-timeline layout="default" animation="fadeInUp" date-format="Y" icons="NO" show-posts="20" skin="clean" story-content="full" order="ASC"]